For Customers Wanting to Refinance or Renovate an Owner Occupied Property Documents Required: Commercial Application - Please complete all information requested How much do you need to finance & what repayment terms are desirable? Corporate Financial Statements or Corporate Tax Returns, for the last 3 years Interim Financial Statement (if it has been ninety (90) days since the last financial statements or tax returns) Personal Financial Statement of Principal(s) Personal Tax Returns of Principal(s), for the last 3 years Copy of old Appraisal (if available) and/or a copy of the Current Tax Bill Photographs of Subject Property are required For customers wanting to refinance you will need a confirmed payoff of existing mortgage. For customers wanting to renovate you will need to supply the cost estimates from qualified contractors to complete the project The required documentation may vary due to the amount and circumstances of the transactions. Every financial request deserves attention! If you are unsure or want to discuss your financial needs please call us at 888-654-6819 or email us. Click here.